APY = Annual Percentage Yield. Rates and APYs accurate as of June 30, 2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Kasasa Cash* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $10,000 $0 2.95% 3.00%
$10,000+ $0 0.50% 3.00 to 0.73%
All balances if qualifications not met $0 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

Kasasa Saver* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $20,000 $0 1.48% 1.50%
$20,000+ $0 0.50% 1.50 to 0.50%
All balances if qualifications not met $0 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

Savings Accounts

Account Balance APY
Regular Savings $100+ 0.05%
Holiday Club Accounts1 $25+ 0.25%

1 Matures November 1. $10 for early withdrawal.

Money Market Accounts Learn More

Balance APY
$2,500 - $9,999 0.07%
$10,000 - $24,999 0.08%
$25,000 - $74,999 0.11%
$75,000 - $149,999 0.13%
$150,000+ 0.15%

Dividends paid monthly

Individual Retirement Accounts (IRAs) Learn More

Balance APY
$0 - $4,999 0.20%
$5,000 - $9,999 0.35%
$10,000+  0.50%

Dividends paid quarterly. IRA accounts subject to additional internal revenue service penalties.

6 Month Share Certificate Learn More

Balance APY
$1,000 - $9,999 0.05%
$10,000 - $24,999 0.05%
$25,000+ 0.05%

Dividends paid monthly. Subject to penalty for early withdrawal.

12 Month Share Certificate Learn More

Balance APY
$1,000 - $9,999 0.10%
$10,000 - $24,999 0.10%
$25,000+ 0.10%

Dividends paid monthly. Subject to penalty for early withdrawal.

18 Month Share Certificate Learn More

Balance APY
$1,000 - $9,999 0.15%
$10,000 - $24,999 0.15%
$25,000+ 0.15%

Dividends paid monthly. Subject to penalty for early withdrawal.

24 Month Share Certificate Learn More

Balance APY
$1,000 - $9,999 0.20%
$10,000+ 0.20%

Dividends paid monthly. Subject to penalty for early withdrawal.

Bump-up Certificates Learn More

Term Balance APY
36 Month $10,000 minimum 0.30%
48 Month $10,000 minimum 0.50%
60 Month $10,000 minimum 0.60%

Dividends paid monthly. Subject to penalties for early withdrawal. If rates go up, you can bump your rate once during the term. Additional deposits not accepted during term. Bump-up rate will match the then-current 36/48 month regular Certificate in effect for the $10,000 balance tier at the time the bump up option is exercised. New rate will carry forward from the date of increase and will not be retroactive.

Personal Loans

Loan Type Maximum Amount Maximum Term APR
Unsecured / Secured2 $30,000 1 - 3 years as low as 10.95%
Unsecured / Secured2 $30,000 4 - 5 years as low as 11.95%
Line of Credit $30,000 Open ended as low as 8.50%
Computer Loan3 $4,000 2 years as low as 7.00%
Second Chance Loan Varies 60 months as low as 16.00%
Share Secured Loans Varies 5 years Dividend rate plus 2%
Certificate Secured Loans Varies Up to 5 years Certificate rate plus 2%

Annual Percentage Rates (APR) subject to change without notice and are our best rates for excellent credit. Your individual rate will be based on approved credit determined by managed-risk program and may vary depending on creditworthiness.

2 Unsecured personal loans are closed-end loans, not lines of credit, and may not be repeatedly refinanced to individual maximum limits.

3 Only Glendale City employees are eligible for zero-percent computer loans. Requires city approval. City reimburses 7% to employees via credits to paychecks over the two-year period.

New & Used Cars and Trucks Learn More

GFCU is Currently Offering a Promotional Rate as Low as 1.99% APR for Up to 48 Months to Qualified Borrowers!


Maximum Term APR
2 years as low as 2.25%
3 years as low as 2.25%
4 years as low as 2.25%
5 years as low as 3.00%
6 years as low as 3.50%
7 years as low as 4.00%

Up to 100% financing for: New purchase price, or Retail blue book + MBI/GAP.

You can receive a reduction of 1/2% of your calculated interest rate on a new or used auto loan if you have net direct deposit to a Glendale FCU checking account; and/or a reduction of 1/4% with 20% down. However, the minimum discounted APR cannot be less than our rate for 24 month auto loans. Rates cannot go below floor rates.

Add 2% to rates on model years that are older than 5 years from the current year.

1st Time Buyer Status - Refer to the credit union's First Time Buyer Exception List. Application needs only name, address, Social Security number and signature.

Motorcycle Loans Learn More

Maximum Term APR
2 years as low as 5.97%
3 years as low as 5.97%
4 years as low as 5.97%
5 years as low as 6.97%
6 years as low as 7.47%

Up to 80% Loan-to-Value

Recreational Vehicle Loans Learn More

Loan Type Terms Maximum Term APR
New Motor Homes Up to 80% of purchase price 5 years as low as 4.97%
Used Motor Homes Up to 80% of retail blue book + Tax/Lic. 5 years as low as 4.97%
New Trailers & Boats Up to 80% of purchase price 2 - 4 years as low as 5.97%
New Trailers & Boats Up to 80% of purchase price 5 years as low as 6.47%
Used Trailers & Boats Up to 80% of retail NADA + Tax/Lic. 2 - 4 years as low as 5.97%
Used Trailers & Boats Up to 80% of retail NADA + Tax/Lic 5 years as low as 6.47%

Real Estate Loans

Loan Type Terms Maximum Term APR
1st Trust Deed Fixed rate. Up to 80% financing 5, 10, 15, 20 & 30 years as low as 3.00%
2nd Trust Deed Fixed rate. Up to 80% financing 5, 10, 15 years as low as 4.125%
Home Equity Line of Credit^ Variable rate. No points. Varies Fully indexed rate as low as 4.00%

Real Estate loan interest rates are based on market conditions and are not reduced if payments are made by payroll deduction. Owner-occupied. Loans more than 80% loan-to-value require PMI (Private Mortgage Insurance).

Annual Percentage Rates (APR) subject to change without notice and are our best rates for excellent credit. Your individual rate will be based on approved credit determined by managed-risk program and may vary depending on creditworthiness.

^ Rate adjusts semi-annually as outlined in the loan agreement and is based on the borrower's credit history at time of application. Maximum possible APR is 15% over the life of the loan, but no more than 5 percentage points over the starting APR, and be raised by no more than 2 percentage points per year. Minimum initial advance is $5,000; minimum subsequent advances are $500.

We are an Equal Housing Lender, and do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.