We spend a lot of time in our cars — so may as well be driving one we love! Get affordable financing for the vehicle you really want — or refinance for a better rate.

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Rates

Key Features

  • Competitive Rates
  • Free Pre-approval
  • Local Processing
  • Quick Decisions

Promotional Rate for New & Used Auto Loans

-Receive a 1.99% APR on New or Used Autos for Qualified Borrowers

-APR of 1.99% is For Loan Terms of Up to 48 Months

-Apply With GFCU to Refinance Auto Loans Held by Other Institutions

*Promotional rate does not apply to internal refinances, applications subject to approval process, financing limited to 100% of vehicle value. 


  • Get the right ride at the right rate
  • Competitive, fixed and variable rates on new or used vehicles
  • Refinance your current vehicle to potentially lower your rate
  • Pre-approval available for extra bargaining power at the dealership
  • Up to 120% financing available for qualified buyers
  • A wide range of terms customized to your unique situation
  • Find peace-of-mind after your purchase with a protection plan:
    • Mechanical Breakdown Coverage
    • Guaranteed Auto Protection (GAP)
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

If a job loss or lengthy illness has hurt your credit, we can help — while getting the vehicle you want. Check out our Second Chance Auto Loan.

Need Help Finding a Deal?

Check out carscu.com or call (800) 589-0520.

Mechanical Breakdown Coverage

Protect yourself against unexpected repairs with low premiums and longer terms than dealers’ extended warranty programs. 

GAP Insurance

Guaranteed Auto Protection insurance protects you in the event your vehicle is stolen or totaled, covering the gap between what your vehicle is worth and what you owe on your loan.

APR (Annual Percentage Rate) effective 8/1/19, and subject to change. Actual rate based on approved credit determined by managed-risk program and may vary depending on creditworthiness. Credit union paid theft and recovery system may be required. Loans subject to approval. Monthly payment per $1,000 for 60-month term at 16% APR=$24.32.