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Certificate Rates & Terms
 
Effective June 1, 2017
Account Type Balance APY (1)
6 Month Share Certificate
Dividends paid monthly.
$1,000 – $9,999.99 0.10%
$10,000 – $24,999.99 0.15%
$25,000 & Up 0.20%
12 Month Share Certificate
Dividends paid monthly.
$1,000 – $9,999.99 0.25%
$10,000 – $24,999.99 0.30%
$25,000 & Up 0.35%
18 Month Share Certificate
Dividends paid monthly.
$1,000 – $9,999.99 0.30%
$10,000 – $24,999.99 0.35%
$25,000 & Up 0.40%
24 Month Share Certificate
Dividends paid monthly.
$1,000 – $9,999.99 0.65%
$10,000 and Up 0.70%
36 Month Bump-Up Certificate
Dividends paid monthly. If rates go up, you can bump your rate once during the term (2)
$10,000 minimum 0.90%
48 Month Bump-Up Certificate
Dividends paid monthly. If rates go up, you can bump your rate once during the term (2)
$10,000 minimum 1.15%
60 Month Bump-Up Certificate
Dividends paid monthly. If rates go up, you can bump your rate once during the term (2)
$10,000 minimum 1.40%
 
 

(1) Annual Percentage Yields (APY), terms and conditions subject to change without notice. Certificate accounts are subject to penalties for early withdrawal, IRA accounts subject to additional internal revenue service penalties.

(2) Additional deposits not accepted during term. Bump-up rate will match the then-current 36/48 month regular Certificate in effect for the $10,000 balance tier at the time the bump up option is exercised. New rate will carry forward from the date of increase and will not be retroactive.

Your interest may be tax deductible. Please check with a tax professional.

 
 
 
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